Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite.
Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings.
Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs.
This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.
| Price | $610,000 | |
| Bedrooms | 4 | |
| Full Baths | 2 | |
| Half Baths | 1 | |
| Total Baths | 3 | |
| Lot Size Area | 9601 | |
| Lot Size Area Units | Square Feet | |
| Acres | 0.22 | |
| Property Type | Residential | |
| Sub type | Single Family Residence | |
| MLS Sub type | Single Family Residence | |
| Features | Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters | |
| Exterior Features | Private Yard, Sidewalk, Sliding Doors | |
| Year Built | 1992 | |
| Subdivision | WATERFORD CROSSING PH II | |
| Roof | Shingle | |
| Heating | Central | |
| Foundation | Slab | |
| Laundry Features | Laundry Room | |
| Parking Description | Driveway | |
| Garage spaces | 2 | |
| Association Name | Proactive Property Mgmt | |
| Association Fee | 512 | |
| Directions | From Main St, Turn right onto Belcher Rd. Turn left onto Curlew Rd. Turn right onto Omaha St. Turn left onto Smith Ln. Turn right at the 1st cross street to stay on Smith Ln. Home will be on the right. | |
| County | Pinellas | |
| Latitude | 28.052182 | |
| Longitude | -82.763223 | |
| Market Area | 34683 – Palm Harbor | |
| Address | 1686 SMITH LANE, PALM HARBOR, FL 34683 | |
| Postal Code | 34683 | |
| City | PALM HARBOR | |
| State | FL | |
| Country | United States | |
| Listing Office | MAVREALTY | |
| Listing Office Phone | 727-314-3942 | |
| Listing Agent | Terry Lynn Brusini | |
| Listing Agent Phone | 727-642-9486 | |
| Special listing conditions | None | |
| Ownership | Fee Simple | |
| Terms | Cash, Conventional, FHA, VA Loan | |
| Virtual Tour URL | https://www.propertypanorama.com/instaview/stellar/TB8480997 | |
| Elementary School | San Jose Elementary-PN | |
| Middle School | Palm Harbor Middle-PN | |
| High School | Dunedin High-PN | |
| Days on market | 1 | |
| MLS Status | Active | |
| Listing Date | Feb 27, 2026 | |
| Listing Last Modified | Feb 28, 2026 | |
| Tax ID | 132815950710001120 | |
| Tax Year | 2025 | |
| Tax Annual Amount | 3529 | |
| MLS Area | 34683 – Palm Harbor | |
| MLS # | TB8480997 | |
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