1686 SMITH LANE
PALM HARBOR, FL, 34683

Price$610,000
Beds4
Baths3
SqFt2,542

Status:Active
Property Type:Residential
School:
Welcome to life in Waterford Crossing, one of Palm Harbor’s established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style.

Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite.

Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings.

Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs.

This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.


Listing provided by: MAVREALTY, Terry Lynn Brusini

Source: Stellar MLS, MLS#: TB8480997

Price $610,000
Bedrooms 4
Full Baths 2
Half Baths 1
Total Baths 3
Lot Size Area 9601
Lot Size Area Units Square Feet
Acres 0.22
Property Type Residential
Sub type Single Family Residence
MLS Sub type Single Family Residence
Features Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters
Exterior Features Private Yard, Sidewalk, Sliding Doors
Year Built 1992
Subdivision WATERFORD CROSSING PH II
Roof Shingle
Heating Central
Foundation Slab
Laundry Features Laundry Room
Parking Description Driveway
Garage spaces 2
Association Name Proactive Property Mgmt
Association Fee 512
Directions From Main St, Turn right onto Belcher Rd. Turn left onto Curlew Rd. Turn right onto Omaha St. Turn left onto Smith Ln. Turn right at the 1st cross street to stay on Smith Ln. Home will be on the right.
County Pinellas
Latitude 28.052182
Longitude -82.763223
Market Area 34683 – Palm Harbor
Address 1686 SMITH LANE, PALM HARBOR, FL 34683
Postal Code 34683
City PALM HARBOR
State FL
Country United States
Listing Office MAVREALTY
Listing Office Phone 727-314-3942
Listing Agent Terry Lynn Brusini
Listing Agent Phone 727-642-9486
Special listing conditions None
Ownership Fee Simple
Terms Cash, Conventional, FHA, VA Loan
Virtual Tour URL https://www.propertypanorama.com/instaview/stellar/TB8480997
Elementary School San Jose Elementary-PN
Middle School Palm Harbor Middle-PN
High School Dunedin High-PN
Days on market 1
MLS Status Active
Listing Date Feb 27, 2026
Listing Last Modified Feb 28, 2026
Tax ID 132815950710001120
Tax Year 2025
Tax Annual Amount 3529
MLS Area 34683 – Palm Harbor
MLS # TB8480997

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