And here’s the mic-drop feature: this home comes with a 2.9% assumable mortgage. In today’s rate environment, that’s a rare opportunity that can seriously change your monthly payment and your buying power (subject to lender approval and qualification).
Built in 2021 and spanning over 2,000 square feet, this 4 bedroom, 3 bath home is loaded with thoughtful upgrades and has been expertly maintained by the current homeowners. From the moment you walk in, you’ll notice the elevated finishes: 5” baseboards, quartz countertops, and a professionally painted interior that feels fresh, polished, and move-in ready.
The heart of the home is the gourmet kitchen—featuring a custom wood island, soft-close cabinetry, custom drawer dividers, and a designer backsplash that ties it all together beautifully. Just off the main living space, you’ll love the coffee/bar area with custom shelving—perfect for morning routines or entertaining. And speaking of entertaining… the living room delivers with a TV entertainment wall, complete with a custom accent feature and fireplace for cozy nights in.
Step outside to your screened lanai and exhale. The no-see-um screen and tongue-and-groove ceiling create a comfortable, upscale outdoor space you’ll actually use year-round. Bonus: the home is pre-wired for electric for your future pool and flood lights, so you’re already ahead of the game.
More upgrades you’ll appreciate every day:
* Wood shelving in the pantry
* Custom cabinetry/storage in the laundry room
* Water softener + reverse osmosis system
* Remote-controlled window treatments
* Ceiling-mounted garage storage
And the lifestyle? Twin Rivers is beloved for its natural beauty and community feel—offering nature trails, river access, fishing, sports courts, playgrounds, and a private community boat dock.
If you’re looking for a home that feels custom, cared for, and connected to nature—with the added advantage of a 2.9% assumable mortgage—this is it. Come see why this should be your home for 2026.
| Price | $450,000 | |
| Bedrooms | 4 | |
| Full Baths | 3 | |
| Half Baths | 0 | |
| Total Baths | 3 | |
| Lot Size Area | 5998 | |
| Lot Size Area Units | Square Feet | |
| Acres | 0.14 | |
| Property Type | Residential | |
| Sub type | Single Family Residence | |
| MLS Sub type | Single Family Residence | |
| Features | Built-in Features, Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments | |
| Exterior Features | Hurricane Shutters, Irrigation System, Sliding Doors | |
| Year Built | 2021 | |
| Subdivision | COVE AT TWIN RIVERS | |
| View | Trees/Woods | |
| Roof | Shingle | |
| Waterfront | LITTLE MANATEE RIVER | |
| Heating | Heat Pump | |
| Foundation | Slab | |
| Lot Description | Cleared, Landscaped, Level, Sidewalk | |
| Laundry Features | Inside, Laundry Room | |
| Garage spaces | 2 | |
| Association Name | Home Encounter- The Cove | |
| Association Fee | 175 | |
| Association Amenities | Basketball Court, Fence Restrictions, Park, Playground | |
| Directions | From Golf Course Rd Turn onto Twin Rivers Trail 1.8 mi At the traffic circle, take the 1st exit Continue onto 20th St E Destination will be on your right |
|
| County | Manatee | |
| Latitude | 27.530812 | |
| Longitude | -82.395307 | |
| Market Area | 34219 – Parrish | |
| Address | 14514 20TH STREET E, PARRISH, FL 34219 | |
| Postal Code | 34219 | |
| City | PARRISH | |
| State | FL | |
| Country | United States | |
| Listing Office | INNOVATE REAL ESTATE | |
| Listing Office Phone | 941-202-1723 | |
| Listing Agent | Jennifer Young | |
| Listing Agent Phone | 484-560-0809 | |
| Special listing conditions | None | |
| Ownership | Fee Simple | |
| Terms | Assumable, Cash, FHA, USDA Loan, VA Loan | |
| Virtual Tour URL | https://www.zillow.com/view-imx/d91de4e8-35ca-4fe6-b3e7-e55984fafcdb?wl=true&setAttribution=mls&initialViewType=pano | |
| Elementary School | Annie Lucy Williams Elementary | |
| Middle School | Buffalo Creek Middle | |
| High School | Parrish Community High | |
| Days on market | 19 | |
| MLS Status | Active | |
| Listing Date | Feb 15, 2026 | |
| Listing Last Modified | Mar 6, 2026 | |
| Tax ID | 497744359 | |
| Tax Year | 2024 | |
| Tax Annual Amount | 4625 | |
| MLS Area | 34219 – Parrish | |
| MLS # | A4682689 | |
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