40 S KENTUCKY AVENUE
UMATILLA, FL, 32784

Price$395,000
Beds4
Baths3
SqFt2,521

Status:Active
Property Type:Residential
School:
Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla
This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings.
The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard.
A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck.
Relax year-round in the 14×34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home.
Additional features include:
• New roof (2021)
• New HVAC (2023)
• Paved driveway
• Carport plus one-car garage
• Quiet cul-de-sac location
• Freshly painted interior and exterior
Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!

Listing provided by: DAVE LOWE REALTY, INC., Jayne Towne

Source: Stellar MLS, MLS#: G5106420

Price $395,000
Bedrooms 4
Full Baths 3
Half Baths 0
Total Baths 3
Lot Size Area 14400
Lot Size Area Units Square Feet
Acres 0.33
Property Type Residential
Sub type Single Family Residence
MLS Sub type Single Family Residence
Features Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
Exterior Features Sliding Doors
Year Built 1969
Subdivision ANNA D GUERRANT
Roof Shingle
Heating Central
Foundation Block, Slab
Lot Description Cul-De-Sac
Laundry Features Gas Dryer Hookup, Inside, Washer Hookup
Pool features Chlorine Free, Gunite, Heated, In Ground, Screen Enclosure, Self Cleaning
Parking Description Driveway
Garage spaces 1
Directions From intersection of SR19/Central Avenue and Guerrant Street in Umatilla(across from City Hall), Take Guerrant Street West one block. Turn left(South) onto South Kentucky. Property is on the right. Look for the sign
County Lake
Latitude 28.926815
Longitude -81.670547
Market Area 32784 – Umatilla / Dona Vista
Address 40 S KENTUCKY AVENUE, UMATILLA, FL 32784
Postal Code 32784
City UMATILLA
State FL
Country United States
Listing Office DAVE LOWE REALTY, INC.
Listing Office Phone 352-383-7104
Listing Agent Jayne Towne
Listing Agent Phone 352-530-6924
Special listing conditions None
Ownership Fee Simple
Terms Cash, Conventional, FHA, VA Loan
Elementary School Umatilla Elem
Middle School Umatilla Middle
High School Umatilla High
Days on market 13
MLS Status Active
Listing Date Feb 5, 2026
Listing Last Modified Feb 18, 2026
Tax ID 131826150000B00500
Tax Year 2026
Tax Annual Amount 1930
MLS Area 32784 – Umatilla / Dona Vista
MLS # G5106420

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