1606 22ND AVENUE W
PALMETTO, FL, 34221

Price$435,000
Beds3
Baths2
SqFt1,576

Status:Active
Property Type:Residential
School:
4.75% ASSUMABLE LOAN | SAVE $550/MONTH!

Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%.

Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills.

The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.


Listing provided by: EMERALD REALTY TRUE PARTNERS, Stephen Smith, Jr.

Source: Stellar MLS, MLS#: A4679517

Price $435,000
Bedrooms 3
Full Baths 2
Half Baths 0
Total Baths 2
Property Style Florida
Lot Size Area 15098
Lot Size Area Units Square Feet
Acres 0.35
Property Type Residential
Sub type Single Family Residence
MLS Sub type Single Family Residence
Features Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters
Exterior Features Lighting, Sidewalk, Sliding Doors, Storage
Year Built 2005
Subdivision PALM LAKE ESTATES
Roof Shingle
Heating Central
Foundation Slab
Lot Description Level
Laundry Features Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Parking Description Driveway, Garage Door Opener, Ground Level
Garage spaces 2
Association Name Bob Parham / Palm Lake Estates
Association Fee 500
Directions From 8th Avenue West in Palmetto, head west on Memphis Road. Continue along Memphis Road until you reach 22nd Avenue West, then turn left. The home at 1606 22nd Avenue West will be located on your left.
County Manatee
Latitude 27.528072
Longitude -82.590506
Market Area 34221 – Palmetto/Rubonia
Address 1606 22ND AVENUE W, PALMETTO, FL 34221
Postal Code 34221
City PALMETTO
State FL
Country United States
Listing Office EMERALD REALTY TRUE PARTNERS
Listing Office Phone 941-740-5411
Listing Agent Stephen Smith, Jr.
Listing Agent Phone 941-253-5713
Special listing conditions None
Ownership Fee Simple
Terms Assumable, Cash, Conventional, FHA, VA Loan
Virtual Tour URL https://www.propertypanorama.com/instaview/stellar/A4679517
Elementary School Palmetto Elementary-MN
Middle School Lincoln Middle
High School Palmetto High
Days on market 1
MLS Status Active
Listing Date Jan 22, 2026
Listing Last Modified Jan 23, 2026
Tax ID 2810401809
Tax Year 2024
Tax Annual Amount 5784
MLS Area 34221 – Palmetto/Rubonia
MLS # A4679517

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