4113 SAGEFIELD DRIVE
HARMONY, FL, 34773

Price$405,000
Beds4
Baths3
SqFt2,202

Status:Active
Property Type:Residential
School:
Price improvement! Now offering a 4.99 fixed interest rate or up to $15,000 in Flex Cash. Estimated monthly payments from $2,750. Low HOA and NO CDD make this an exceptional and affordable opportunity.

Welcome to Harmony Central in St. Cloud, FL, a highly desirable community featuring scenic ponds, open green spaces, and access to top-rated schools. Conveniently located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud.

This two-story, energy-efficient home showcases the popular Adams Homes 2202 floor plan, offering 4 bedrooms and 2.5 bathrooms. The open-concept layout is ideal for both everyday living and entertaining. The seller is paying closing costs and offering a $15,000 Flex Cash incentive, which may be applied toward interest rate buy-downs and/or prepaid items when using the preferred lender. Additional closing cost incentives may be available through the preferred lender, and the home can be secured with as little as a $1,000 deposit.

The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, an upstairs owner’s suite with a walk-in closet, and a covered lanai perfect for outdoor relaxation.

Community amenities include a resort style pool and dog park, all within a quiet, family-friendly setting. This home also includes a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty for added peace of mind.

A rare combination of new construction, attractive financing, and tranquil surroundings—opportunities like this are limited.


Listing provided by: ADAMS HOMES REALTY, INC, Michael Soto

Source: Stellar MLS, MLS#: O6323364

Price $405,000
Bedrooms 4
Full Baths 2
Half Baths 1
Total Baths 3
Lot Size Area 4792
Lot Size Area Units Square Feet
Acres 0.11
Property Type Residential
Sub type Single Family Residence
MLS Sub type Single Family Residence
Features Ceiling Fan(s), High Ceilings, In Wall Pest System, Open Floorplan, Thermostat, Walk-In Closet(s)
Exterior Features Irrigation System, Sidewalk
Year Built 2025
Subdivision HARMONY CENTRAL PH 1
Roof Shingle
Heating Central
Foundation Slab
Laundry Features Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Garage spaces 2
Association Name BETH CONNOR
Association Fee 825
Directions Driving Directions from Orlando International Airport (MCO):
Take FL-417 Toll South to Exit 22 (Narcoossee Rd). Continue south on Narcoossee Rd for approximately 12 miles. Turn left onto US-192 E/US-441 S. Drive about 3 miles, then turn right onto Harmony Square Drive. Follow signs to Harmony Central.
County Osceola
Latitude 28.17617395
Longitude -81.13123075
Market Area 34773 – St Cloud (Harmony)
Address 4113 SAGEFIELD DRIVE, HARMONY, FL 34773
Postal Code 34773
City HARMONY
State FL
Country United States
Listing Office ADAMS HOMES REALTY, INC
Listing Office Phone 850-469-0977
Listing Agent Michael Soto
Listing Agent Phone 689-294-0148
Special listing conditions None
Ownership Fee Simple
Terms Cash, Conventional, FHA, USDA Loan, VA Loan
Virtual Tour URL https://www.propertypanorama.com/instaview/stellar/O6323364
Elementary School Harmony Community School (K-5)
Middle School Harmony Middle
High School Harmony High
Days on market 225
MLS Status Active
Listing Date Jul 1, 2025
Listing Last Modified Feb 23, 2026
Tax ID 3226323596000A0370
Tax Year 2024
Tax Annual Amount 759
MLS Area 34773 – St Cloud (Harmony)
MLS # O6323364

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