Experience easy Florida living in this beautifully updated 3-bedroom, 2-bath single-story condo in the desirable Winter Ridge community on Lake Smart. Enjoy new plank floors, an open living area, and a spacious screened-in patio — perfect for morning coffee or evening relaxation.
The community offers lake access and a sparkling pool, giving you the best of the Florida lifestyle without the upkeep. Conveniently located near Central Florida’s top attractions and theme parks, this home combines comfort and accessibility.
With an affordable HOA and low-maintenance design, it’s a smart move for anyone ready to stop renting and start owning — all while keeping monthly costs manageable.
Modern, welcoming, and perfectly located — this condo checks all the right boxes.
| Price | $169,000 | |
| Bedrooms | 3 | |
| Full Baths | 2 | |
| Half Baths | 0 | |
| Total Baths | 2 | |
| Lot Size Area | 1140 | |
| Lot Size Area Units | Square Feet | |
| Acres | 0.03 | |
| Property Type | Residential | |
| Sub type | Condominium | |
| MLS Sub type | Condominium | |
| Features | Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom | |
| Exterior Features | Lighting | |
| Year Built | 1999 | |
| Subdivision | WINTER RIDGE CONDO | |
| Roof | Shingle | |
| Heating | Central | |
| Foundation | Slab | |
| Laundry Features | Inside | |
| Association Name | Christopher Ward | |
| Association Fee | 651 | |
| Directions | Traveling north on Lucerne Park Rd., turn left onto Winter Ridge Dr. Follow to Ridge Terrace and turn left. Home will be on your left. | |
| County | Polk | |
| Latitude | 28.0602 | |
| Longitude | -81.717673 | |
| Market Area | 33881 – Winter Haven / Florence Villa | |
| Address | 628 RIDGE TERRACE, WINTER HAVEN, FL 33881 | |
| Postal Code | 33881 | |
| City | WINTER HAVEN | |
| State | FL | |
| Country | United States | |
| Listing Office | KELLER WILLIAMS REALTY SMART | |
| Listing Office Phone | 863-577-1234 | |
| Listing Agent | Casandra Vann | |
| Listing Agent Phone | 863-546-5446 | |
| Special listing conditions | None | |
| Ownership | Fee Simple | |
| Terms | Cash, Conventional | |
| Virtual Tour URL | https://www.propertypanorama.com/instaview/stellar/L4956747 | |
| Elementary School | Lake Alfred Elem | |
| Middle School | Denison Middle | |
| High School | Winter Haven Senior | |
| Days on market | 1 | |
| MLS Status | Active | |
| Listing Date | Oct 22, 2025 | |
| Listing Last Modified | Oct 23, 2025 | |
| Tax ID | 262809530002001740 | |
| Tax Year | 2024 | |
| Tax Annual Amount | 1790 | |
| MLS Area | 33881 – Winter Haven / Florence Villa | |
| MLS # | L4956747 | |
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