3425 HIGH BLUFF DRIVE
LARGO, FL, 33770

Price$497,000
Beds3
Baths2
SqFt1,626

Status:Active
Property Type:Residential
School:
Nestled among million dollar homes in Harbor Hills waterfront neighborhood; the house on the hill and NO FLOOD ZONE, this home is the best deal in Largo Florida! Solar panels paid in full (installed 2021) keeping the average electric bill just $30/month. New HVAC system 2025 with 10 year warranty! WOW! WHAT ARE YOU WAITING FOR! Additional updates include new ENERGY STAR WINDOWS including a new front door (2024) for added efficiency! HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required! Step inside to a naturally bright EAT-IN KITCHEN, featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a large walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. SCREENED PATIO, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and your vegetable and fruit garden. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods among million dollar homes (this is your best investment for less than 500k!). Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants and schools, just 5 minutes from the beach! With an relaxed hoa of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike! Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), NO flood insurance required, HVAC BRAND NEW INSTALLED 2025 WITH 10 YEAR WARRANTY, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location; a rare find, at this price, in today’s market! YOU HAVE TO SEE IT TO BELIEVE IT, CALL TODAY!

Listing provided by: CHARLES RUTENBERG REALTY INC, Michele Jones

Source: Stellar MLS, MLS#: TB8437114

Price $497,000
Bedrooms 3
Full Baths 2
Half Baths 0
Total Baths 2
Lot Size Area 8817
Lot Size Area Units Square Feet
Acres 0.2
Property Type Residential
Sub type Single Family Residence
MLS Sub type Single Family Residence
Features Crown Molding, Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Exterior Features Rain Gutters, Sliding Doors
Year Built 1963
Subdivision HARBOR HILLS
Roof Shingle
Heating Central, Electric, Heat Pump, Solar
Foundation Slab
Laundry Features Electric Dryer Hookup, Washer Hookup
Parking Description Circular Driveway
Garage spaces 2
Association Name Greg Runey
Directions From US 19 head west on Roosevelt/East Bay toward the Gulf, turn left (south) at Indian Rocks Rd, and approximately 1 mile south, 3425 High Bluff Dr will be on the right. Park on street or in drive.
County Pinellas
Latitude 27.905878
Longitude -82.822459
Market Area 33770 – Largo/Belleair Bluffs
Address 3425 HIGH BLUFF DRIVE, LARGO, FL 33770
Postal Code 33770
City LARGO
State FL
Country United States
Listing Office CHARLES RUTENBERG REALTY INC
Listing Office Phone 727-538-9200
Listing Agent Michele Jones
Listing Agent Phone 727-600-3937
Special listing conditions None
Ownership Fee Simple
Terms Cash, Conventional, FHA, VA Loan
Days on market 139
MLS Status Active
Listing Date Oct 15, 2025
Listing Last Modified Mar 3, 2026
Tax ID 053015359820010410
Tax Year 2024
Tax Annual Amount 3785
MLS Area 33770 – Largo/Belleair Bluffs
MLS # TB8437114

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